Mag. Sanijel Ficulovic

Attorney at law

Sanijel is attorney in the Banking & Finance team at PFR Attorneys at law. He is specialised in banking, e-money and payment services law. His advisory focus lies in the regulatory assessment of new business models, the implementation of regulatory requirements and AML/CFT compliance. In addition, he regularly supports credit and financial institutions in investigation proceedings and the defence against administrative penalties. He also specialises in digital law and advising crypto asset service providers.

Practice areas

Curriculum

PFR Attorneys at Law (since 2018)
Bar exam (2022)
Fellner Wratzfeld & Partner Attorneys at Law (2016 to 2018)
Law studies, Universities of Vienna (2010 to 2016)

Languages

German, English, French, Serbian, Romanian

Contact

Phone +43 1 877 04 54
Mail This email address is being protected from spambots. You need JavaScript enabled to view it.

Latest publications

Legal commentary regarding Art 73 to 85 MiCAR

Art 73 to 85 in Raschauer/Ficulovic/Knobl/Kreisl/Pfurtscheller/Pracht/Silbernagl/Stern/Wessely/Wolfbauer, Kommentar zu MiCAR – Märkte in Kryptowerte (2024)

Handbook Payment Traffic 4.0

Freedom to provide services and freedom of establishment for payment institutions, in Tuder (Hrsg), Handbuch Zahlungsverkehr 4.0 / FinTechs – Krypto-Assets – Sandbox & Co. (2024)

ECJ on the enhanced due diligence obligations under the FM-GwG

ECJ on enhanced due diligence obligations under the FM-GwG and what Nord Stream 2 and KYCC have in common (together with Bernd Fletzberger), ZFR 2023/53, 113