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Banking & Finance

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Banks and other financial service providers are subject to increasingly complex regulations. We advise on the entire spectrum of regulatory aspects of financial market law, including compliance, risk management, supervisory and administrative penalty proceedings, as well as transactions in the financial services industry. We also support our clients in all aspects of various forms of financing and in banking contract law.

Our focus

  • Regulation of financial services

  • Licensing and registration proceedings

  • FinTech and legal assessment of innovative business models

  • Outsourcing

  • Payment services and issuance of e-money

  • Winding-down banks, bank resolution and recovery planning

  • Corporate Governance and remuneration issues

  • M&A and restructuring in the financial services sector, including ownership control proceedings

  • Regulatory investigations and compliance

  • Strategic advice and response planning in the context of regulatory enforcement measures

  • Representation in contentious supervisory proceedings, in particular administrative penalty proceedings, before supervisory authorities and administrative courts

  • Representation in legal disputes in connection with financial services

  • Acquisition, project and real estate financing

  • Private equity, venture capital and mezzanine financing

  • Leasing & factoring

Meet the team

Dr. Bernd Fletzberger

Dr. Bernd Fletzberger

T +43 1 877 04 54
M  This email address is being protected from spambots. You need JavaScript enabled to view it.

Dr. Thomas Fritzsche, LLM

Dr. Thomas Fritzsche, LL.M.

T +43 1 877 04 54
M This email address is being protected from spambots. You need JavaScript enabled to view it.

Mag. Sanijel Ficulovic

Mag. Sanijel Ficulovic

T +43 1 877 04 54
M  This email address is being protected from spambots. You need JavaScript enabled to view it.

Christopher Falke

Christopher Falke, LL.M.

T +43 1 877 04 54
M This email address is being protected from spambots. You need JavaScript enabled to view it.

All our lawyers

  • Bernd Fletzberger of PFR Rechtsanwälte is known in the market for his expertise in a broad range of banking and finance regulatory issues. He offers strength in fintech-related matters, including payment services and cryptocurrencies. He also has good experience advising on mandates relating to the FMA.

    Chambers Europe Guide 2024 (Banking & Finance: Regulatory)

  • Deep knowledge of the banking regulatory framework combined with an understanding of the goals, processes and expectations of the regulator.

    Legal 500 Guide 2024 (Banking & Finance)

  • Bernd is capable of understanding complex business models and is advising a lot of big firms. He is well known in this area.

    Chambers FinTech Guide 2024

    You have questions?
    We have answers.

    +43 1 877 04 54
    Contact us

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    Relevant publications

    Legal commentary regarding § 21 Banking Act

    § 21 BWG (together with Angelo Sacilotto) in Laurer/M.Schütz/Kammel/Ratka (Hrsg), Kommentar zum BWG (2022)

    Expectations for dealing with sustainability risks

    Expectations for dealing with sustainability risks (together with Miriam Broucek), Raiffeisenblatt 11/2021, 13

    ECB supervision - impact on smaller institutions

    ECB supervision - impact on smaller institutions?, Raiffeisenblatt 9/2014, 6 

    Basel III and Corporate Governance

    Basel III and Corporate Governance, in ZFR Spezial – von Basel III zu PRIPS (2014)

    Draft for a Bank Intervention and Restructuring Act

    Draft for a Bank Intervention and Restructuring Act, ZFR 2013/58, 99